Payments + banking, one platform

Global Payments
for modern fintechs.neobanks.churches.creators.merchants.

Accept cards, wallets, and stablecoins in 20+ African markets — or embed full USD wallets, KYC, and payouts inside your own product. One API, one dashboard, one settlement.

Start building free Talk to sales

No setup fees Live in <10 minutes PCI DSS Level 1

Axra Checkout

Secure

Total due

$1,240.00

•••• 4242VISA

Pay $1,240.00

StablecoinBASE

250 USDC

0x7a39…f2c1

Confirming · 7/12 blocks

Powered byVisaMastercardAmexM-PesaApple PayGoogle PayUSDC

$2.4B+

In annualized payments volume processed across our platform

20+

African countries with local payment methods and bank rails

99.99%

API uptime over the trailing 12 months. Region-aware failover

8k+

Businesses, creators, and ministries collecting on Axra Pay

Products

One platform. Five products.

Collect with no-code pages, integrate the API, or embed banking for your users. Same settlement, same dashboard, one ledger.

01/ 05

Hosted payments, one redirect.

Hosted payment page for one-time purchases. Create a session from your backend, redirect, and we handle cards, wallets and stablecoins.

E-commerceSaaSMarketplaces

Cards, Apple Pay, Google Pay
USDC, USDT, EURC on 5 chains
3-D Secure + adaptive fraud
Webhooks & idempotency keys

Start integrating

Sasha's Studio

Secure

Subtotal

$48.00

Card details

4242 4242 4242 4242

Pay $48.00

02/ 05

One link. Anywhere you post.

A permanent, shareable link for tips, donations, product sales, and collections. Works in bio, Story, WhatsApp, anywhere.

CreatorsFreelancersNGOsSMBs

Fixed or customer-chosen amount
Link-in-bio + QR code
Insights & CSV export
Deactivate or rotate anytime

Create a link

9:41•••

pay.axra.co/sasha

Tip the chef

$10

$25

Other

One link

Bio. Story.
WhatsApp.

pay.axra.co/sasha

03/ 05

Purpose-built for ministry.

Giving pages with recurring gifts, donor management, campaigns, and tax receipts — designed for Sunday morning, not the developer console.

ChurchesMinistriesNon-profits

One-time & recurring gifts
Donors, households, campaigns
Annual statements & tax receipts
Giving manager for your donors

Launch a giving page

Grace Cathedral

Lagos · Sunday giving

Choose a fund

Tithe₦50,000

Building project₦25,000

Missions₦10,000

Make this monthly

Give ₦50,000

04/ 05

Bill clients. Get paid faster.

Professional invoices with line items, taxes, terms, e-signature, and a single Pay button. Card, transfer, or stablecoin — your client picks.

AgenciesConsultantsService providers

Line items, tax & discounts
Email-on-create with reminders
E-signature & non-dispute ack
PDF export, overdue nudges

Create an invoice

INVOICE

#INV-00482

Due

30 Apr 2026

Strategy workshop · 2 days$3,400.00

Brand audit & deck$1,800.00

Implementation support$1,200.00

Total$6,400

Pay invoice

PDF

05/ 05

Embed banking in your app.

Give your end-users USD wallets, embedded KYC, and multi-rail payouts through one API. Stop gluing Bridge + Marqeta + Plaid together.

FintechsNeobanksPlatforms

Create end-user wallets via API
Embedded KYC with sandbox fixtures
Payouts: bank, mobile money, crypto
20-country African payout coverage

Read Treasury docs

treasury.ts

// Provision a USD wallet for your end-user
const wallet = await axra.treasury.wallets.create({
  userId: 'usr_29ax82',
  currency: 'usd',
  kycLevel: 'tier_2',
});

// → { id, accountNumber, routingNumber }

// Pay out via the cheapest rail
await axra.payouts.create({
  walletId: wallet.id,
  amount: 2500,
  to: 'mpesa:+254712345678',
});

Pan-African coverage

One API.
Twenty-plus markets.

Collect in NGN, KES, GHS, ZAR and 16 more local currencies. Pay out via bank rail, mobile money, or stablecoin — we route to whichever is cheapest and fastest.

NGNKESGHSZARUGXTZSXOFXAFEGPMADRWFZMWBWPMZNUSDEURGBPUSDC

Developer experience

Built for developers who ship on Friday.

Published SDKs on npm and PyPI. A CLI that forwards webhooks to localhost. Interactive API docs. A sandbox that mirrors production exactly. Idempotency keys, replay, and audit logs as primitives — not afterthoughts.

npm i @useaxra/nodepip install axra@useaxra/pay-jsaxra-cli

Typed SDKs with auto-retries and exponential backoff
HMAC-signed webhooks, replay-from-dashboard, key rotation
`axra listen` forwards webhooks to localhost via the CLI
Full sandbox with test fixtures for KYC, deposits, and payouts

Read the API docs

server.ts

// Accept a payment in 3 lines.
import { Axra } from '@useaxra/node';

const axra = new Axra(process.env.AXRA_KEY);

// One call. Cards, wallets, stablecoins.
const session = await axra.checkout.create({
  amount: 4800,                // $48.00
  currency: 'usd',
  methods: ['card', 'usdc', 'mpesa'],
  success_url: 'https://shop.example/ok',
});

res.redirect(session.url);

Treasury & BaaS API

Embed banking, in your app.

One API replaces Bridge + Marqeta + Plaid for fintechs building in or for Africa. Ship in two weeks instead of nine months.

Embedded wallets

Spin up USD, EUR, or USDC wallets per end-user with one POST. Virtual ACH, SEPA, or crypto deposit addresses provisioned automatically.

POST /v1/treasury/wallets

→ wallet.id, accountNumber, routingNumber

Embedded KYC

Submit applicant data, documents, and risk signals. Webhook fires on approval, request-info, or rejection. Full sandbox fixtures for every outcome.

POST /v1/kyc/applicants

→ applicant.status: pending

Multi-rail payouts

One POST pays out via ACH, SEPA, mobile money in 20 African countries, or stablecoin. We pick the cheapest rail. You see one API call.

POST /v1/payouts

→ payout.rail = "mpesa"

Read the Treasury docs

How we stack up

Built for Africa. Priced for everywhere.

Stripe and Flutterwave are great. Neither was built ground-up for cross-border African flows with stablecoin and BaaS as a first-class primitive.

	Axra Pay	Stripe	Flutterwave
Local methods (Africa)	NGN, KES, GHS, ZAR + 16	Limited / via partners	Yes
Stablecoin checkout	USDC, USDT, EURC · 5 chains	USDC only	—
Mobile money payouts	20 countries, native	Via partners	Select markets
Embedded BaaS / wallets	First-class API	Treasury (US only)	—
Embedded KYC	Sandbox + fixtures	Identity (limited markets)	Manual
Settlement currencies	USD, EUR, GBP	Many	NGN-first
Crypto payment fee	1% + $1	1.5% + $0.30	—

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Trusted by 8,000+ teams

What people say.

We replaced four vendors with Axra. Settlement is faster, the API is calmer, and our finance team has stopped emailing us at 11pm.

Adaeze Okafor

CTO · Pulse Commerce

Mobile money payouts that just work, in countries our previous processor pretended did not exist. Worth it for that alone.

Tendai Moyo

Head of Ops · Sango Logistics

We launched a USD wallet for our users in two weeks. The same project at our last fintech took nine months and three vendors.

Lara Adekunle

Founder · Cowri

Security & compliance

Move money. Sleep soundly.

Bank-grade controls and the audits to back them. We treat compliance like infrastructure: invisible until you need it, reliable when you do.

PCI

PCI DSS Level 1

Highest level of card-data compliance. Tokenized end-to-end. We never see raw PANs.

SOC2

SOC 2 Type II

Audited annually. Access controls, encryption at rest, change management — by an external auditor.

GDPR

GDPR & POPIA

Data residency options for EU and South Africa. DSAR tooling for end-users baked into the dashboard.

AML

KYC / AML / CTF

In-house compliance team. Sanctions, PEP, and adverse-media screening. Adaptive risk scoring.

Pricing

Pay only when you get paid.

No setup fees. No monthly minimums. Stablecoin is genuinely cheap because we don't pay card-network rent.

Cards & wallets

Visa, Mastercard, Apple Pay, Google Pay

3.9%+ $1

per successful charge

Hosted checkout & payment links
Visa, Mastercard, Amex
Apple Pay & Google Pay
3-D Secure + adaptive fraud
Real-time webhooks
Dashboard & analytics

Start free

Best value

Stablecoin

USDC, USDT, EURC on 5 chains

1%+ $1